zetharivon - Values-driven zero-based budgeting consultation services for informed decisions

Acceptance of Terms Agreement

By using this website, submitting inquiry forms, scheduling consultations, or otherwise engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions along with our Privacy Policy. If you do not agree with any provision, you must discontinue use immediately.

Definitions

For clarity in interpreting these Terms and Conditions, the following definitions apply throughout this document:

Services refers to financial consultation services focused on zero-based budgeting methodologies and values alignment frameworks provided by zetharivon.com through scheduled appointments, whether conducted in person, by phone, or via video conference.

Website means the zetharivon.com website including all pages, content, features, and functionality accessible through the zetharivon and any related subdomains operated by us.

User, you, and your refer to any individual or entity accessing the website or engaging our consultation services, whether as a prospective client, current client, or casual visitor.

We, us, and our refer to zetharivon.com, its operators, consultants, and authorized representatives providing the services and maintaining the website.

Proper Service Usage

Our consultation services provide analytical frameworks and perspectives regarding zero-based budgeting and values alignment. Consultations do not constitute comprehensive financial planning, investment advice, or professional recommendations requiring fiduciary obligations. You remain solely responsible for financial decisions made during or after consultations. Results may vary significantly based on individual circumstances and implementation efforts.

Eligibility

You must be at least 18 years old and legally capable of entering binding contracts under Australian law to use our services. By engaging our services, you represent that you meet these eligibility requirements.

Services are available to Australian residents primarily.

User Responsibilities and Obligations

When using our website and services, you agree to fulfill certain responsibilities and maintain appropriate standards of conduct.

Provide accurate, current, and complete information when submitting forms, scheduling consultations, or communicating with our consultants to enable effective service delivery.

Maintain confidentiality of any account credentials or access information provided for scheduling systems or client portals if implemented.

Use services only for lawful purposes consistent with Australian regulations and refrain from attempting to circumvent security measures or access restrictions.

Recognize that consultation outcomes depend primarily on your implementation efforts and that our consultants provide frameworks rather than guaranteed results.

Prohibited Uses

The following activities are expressly prohibited when using our website or services:

Misrepresenting your identity, affiliation, or the nature of your inquiry to gain consultation access under false pretenses.

Recording consultations without explicit prior written consent from the consultant conducting the session.

Sharing consultation frameworks or proprietary methodologies with third parties for commercial purposes without authorization.

Using automated systems, bots, or scrapers to access website content or extract information beyond normal browsing.

Attempting to interfere with website functionality, security measures, or other users' access to services through technical means.

Intellectual Property Rights

All website content including text, graphics, logos, frameworks, methodologies, consultation materials, and software remains the intellectual property of zetharivon.com or its licensors. You receive limited, non-exclusive, non-transferable permission to access and use website content for personal, non-commercial purposes only. Consultation frameworks shared during sessions may be applied to your personal situation but not reproduced commercially or shared publicly without written permission.

User-Submitted Content and Information

When you submit inquiries, provide information during consultations, or communicate through our systems, you grant us permission to use that information to deliver services, maintain records, and improve our practice. We will handle personal information according to our Privacy Policy.

Rights to User Content

You retain ownership of personal information and financial details you share. We claim no ownership over your personal data but maintain records as necessary for consultation continuity and legal compliance. You represent that any information provided is accurate and that you have authority to share it.

Privacy and Data Protection

Your privacy matters significantly to us. We collect, use, and protect personal information in accordance with Australian Privacy Principles and applicable data protection regulations. Our detailed privacy practices, including information collection, usage, sharing, and your rights, are outlined in our Privacy Policy which forms part of these terms. We encourage reviewing that policy to understand how your information is handled throughout our service relationship.

Privacy Policy

Service Disclaimers and Limitations

Important limitations and disclaimers apply to our consultation services and website content. Please read these carefully.

No Guarantees of Results

We provide analytical frameworks and consultation perspectives but cannot guarantee specific financial outcomes. Results may vary significantly based on individual circumstances, implementation commitment, and external factors beyond consultation scope. Past performance doesn't guarantee future results. Consultation services do not constitute financial product advice under Australian regulations.

Limitation of Liability Provisions

To the maximum extent permitted by Australian law, zetharivon.com and its consultants shall not be liable for indirect, incidental, consequential, or punitive damages arising from service use or inability to use services. Our total liability for any claim shall not exceed the fees paid for the specific consultation giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless zetharivon.com, its consultants, and representatives from any claims, damages, losses, or expenses including legal fees arising from your use of services, violation of these terms, or infringement of third-party rights.

Dispute Resolution Process Overview

We prefer resolving disputes amicably before pursuing formal legal processes. The following provisions govern dispute resolution.

Arbitration

Any disputes arising from these terms or services shall first be addressed through good-faith negotiation. If negotiation fails, disputes may be resolved through arbitration under Australian dispute resolution procedures rather than court litigation where legally permissible.

Some disputes may require court resolution depending on circumstances and applicable law.

Online Dispute Resolution Platform

For disputes involving services provided online or through digital communications, we may utilize online dispute resolution platforms to facilitate efficient resolution processes. These platforms provide structured negotiation and mediation services accessible remotely.

Learn about ODR platforms

Severability

If any provision of these Terms and Conditions is found unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible, while remaining provisions continue in full effect.

Entire Agreement Understanding

These Terms and Conditions, together with our Privacy Policy, Cookie Policy, and Disclaimer, constitute the entire agreement between you and zetharivon.com regarding website use and services, superseding any prior agreements or understandings whether written or oral.

Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws of Australia and the state of New South Wales specifically. Any legal proceedings that cannot be resolved through alternative dispute resolution shall be conducted in courts of competent jurisdiction in New South Wales.

Termination

We reserve the right to terminate or suspend your access to services or the website at any discretion if you violate these terms, engage in prohibited conduct, or for any other reason we deem necessary. You may terminate the service relationship by discontinuing use and canceling scheduled consultations.

Modifications

We may modify these Terms and Conditions periodically to reflect changes in services, legal requirements, or business practices. Material changes will be communicated through website notices. Continued use after modifications constitutes acceptance of updated terms.

Contact Information for Terms

If you have questions about these Terms and Conditions or need clarification regarding any provisions, please contact us using the information below.

Terms Email Address: content@zetharivon.com

Terms Phone Number: +61-8-6078-1529

Practice Address: 34 Welshpool Road, Welshpool, WA 6106 Australia

Terms and Conditions of Service